• Senior Health Insurance Services

    The process of aging can be unexpected and even a little scary. Luckily, there’s Bi-State Insurance Solutions with the policies you need to stay healthy and happy through your final stage of life. In fact, we know that being a senior means more than retirement and enjoying your life. Sometimes, life takes unexpected turns, and we have the solutions needed to help pay for hospital stays, high medical bills, cancer and more. With a portfolio of products catered to the needs of seniors in the St. Louis area, contact us to see how we can help you!

    Available Senior Health Products:

    • Medigap Plans (Medicare Health Programs)
    • Medicare Part C (Medicare Advantage Plans)
    • Medicare Part D (Prescription Drug Coverage)
    • Short-Term Home Health Care
    • Dental & Vision Insurance
    • Life Insurance
    • Final Expense Insurance
  • One area that is routinely excluded from Medicare coverage is dental insurance. However, it’s increasingly important to receive dental care as you age. From gingivitis and tooth decay to oral cancer screenings, dental insurance gives clients the access they need to maintain their dental health throughout their later years. Our comprehensive dental plants help cover a range of things that include:

    • Cleanings
    • Fillings
    • Tooth Extractions
    • Dentures
    • Dental Plates
    • Root Canals
    • More…
  • Luckily, we have multiple plans and coverage options to help fit your specific needs. Many plans offer 100% coverage on x-rays, cleanings, exams and more. You don’t have to be worried about the high cost of dental care. Seniors may be susceptible to the following dental conditions:

    • Dry Mouth
    • Root Decay
    • Gum Disease
    • Uneven Jawbone
    • Problems with Dentures
    • Thrush (mouth fungus)
    • Attrition
    • Oral Cancer
  • Another coverage gap that many experience is vision insurance, another area where it’s increasingly important to have access to care. That’s why we offer vision insurance options to help pay for things like glasses, contact, corrective eye procedures and more. Our products are designed to help your eyes age gracefully. Call about vision insurance that could cover:

    • Eye Exams
    • Glasses
    • Contacts
    • Corrective Procedures
    • Vision Therapy
    • Lasik
    • PRK Vision Correction
    • Treatments
    • Etc.