• Hospital Indemnity Plans

    When it comes to aging, hospital visits and stays are often a reality that senior citizens in the St. Louis area must face. Along with hospital stays comes the high cost of care that can put an individual in financial ruin. Protect yourself against rising medical costs and get the care you need to prolong and enjoy the rest of your life. We offer hospital indemnity plans that offset these high costs to allow you the coverage you need. Benefits of hospital indemnity plans include:

    • Pairs well with Medicare Advantage Plans
    • Pricing options from $100 to $600 per day
    • Options for 3, 6, 10 or 21-day stays
    • The benefit regenerates after 60 consecutive days out of the hospital
    • Various riders are available to add to these plans
    • Available dental and vision insurance
    • Available ambulance benefits
    • Cancer plans and more…
  • Cancer diagnoses are frightening and mean your life will completely change. Don’t be alone throughout this process. If you’re at increased cancer risk because of lifestyle or family history, get the help you need to pay for high-cost cancer treatments and services that will help you beat this thing. Talk to our staff about the benefits of these plans, which include:

    • Affordability – these plans cost about $20 - $40 per month.
    • Coverage for out-of-pocket costs, co-pays, co-insurance, and deductibles.
    • Helps bridge the gap between traditional medical care and the services you need.
    • Out-of-network care costs are covered.
    • Covers other costs associated with treating cancer (some transportation, bills, and more. Ask our staff about additional expenses these plans cover).